Is A Reverse Mortgage For Me ?

Posted On May 11, 2023

As we get older, it's not uncommon for financial worries to start creeping up on us. After all, we all want to live a comfortable life in our golden years, but concerns like running out of money before we die or not being able to afford long-term...

All Mortgages Are Not Created Equally

Posted On Apr 08, 2016

Are all mortgages created equally? In short the answer is no. There is a common misunderstanding that the only thing that differentiates one lender from another is mortgage rate. So the consumer is left with the perception that if they got the lowest...

Why Should We Be Your Mortgage Broker? This Is Why:

Posted On Jan 14, 2016

About a year ago we decided to take a look at our business model and how we serve our clients to see where we could make changes and improvements. As anyone who runs their own business knows this is an important thing to do as the ability to change...

Long Terms vs Short Terms and the Rate Shock Factor

Posted On Jun 13, 2015

Remember the 10 year fixed 3.99% frenzy of about three years ago?! We sure do! We moved quite a few clients into a ten year mortgage at that time. The thought being that rates could not possibly get any lower, in order to protect our client’s from ...

The Downside to Collateral Mortgages

Posted On Mar 26, 2015

So far in this blog series we have defined collateral mortgage charges, talked about how collateral mortgages are used, and identified the pros of having a collateral mortgage. Now let’s talk about the downside to having a collateral mortgage...

The Pros of Collateral Mortgages

Posted On Mar 18, 2015

Now that we know what collateral mortgages are and how they are used let's talk about the advantage to having a collateral mortgage.The advantage of this form of mortgage is that once it is registered by your lender you will not require additional...