John and Caroline
Over 25 years helping clients achieve their goals
Tel: 250-754-1904 | Cell: 250-616-3107
As we get older, it's not uncommon for financial worries to start creeping up on us. After all, we all want to live a comfortable life in our golden years, but concerns like running out of money before we die or not being able to afford long-term...
Are all mortgages created equally? In short the answer is no. There is a common misunderstanding that the only thing that differentiates one lender from another is mortgage rate. So the consumer is left with the perception that if they got the lowest...
About a year ago we decided to take a look at our business model and how we serve our clients to see where we could make changes and improvements. As anyone who runs their own business knows this is an important thing to do as the ability to change...
Remember the 10 year fixed 3.99% frenzy of about three years ago?! We sure do! We moved quite a few clients into a ten year mortgage at that time. The thought being that rates could not possibly get any lower, in order to protect our client’s from ...
So far in this blog series we have defined collateral mortgage charges, talked about how collateral mortgages are used, and identified the pros of having a collateral mortgage. Now let’s talk about the downside to having a collateral mortgage...
Now that we know what collateral mortgages are and how they are used let's talk about the advantage to having a collateral mortgage.The advantage of this form of mortgage is that once it is registered by your lender you will not require additional...